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2022 was my best year for REI. Here's the proof that 2023 is going to be your best year

It's the end of 2022 and I have to say, this year has been a wild ride when it comes to real estate. While the traditional route of securing a loan from a bank to buy a house is still a popular choice, more and more people are starting to realize the benefits of creative financing.

For those who may not be familiar with the term, creative financing refers to alternative methods of financing a real estate purchase that don't involve going through a traditional lender. This can include things like owner financing, lease options, and even negotiating 0% interest through subject to deals.

If you're still on the fence about whether or not creative financing is the way to go, let me tell you, you're seriously missing out. Here's why:

Zero percent interest on deals

Yes, you read that right. By negotiating with the seller, it is possible to secure a deal with zero percent interest. This means that you could potentially save thousands of dollars in interest payments over the life of your loan.

I did that on this deal here.

More money for your home seller

Creative financing allows for more flexibility in the negotiation process, which can result in the seller being able to get more money for their property. This is especially great for sellers who may be in a hurry to get out of the property quickly or who have a unique property that may be harder to finance through traditional means.

$1 million dollars in single-family housing property acquired this year

This year alone, my businesses have been able to acquire over $1 million dollars in single-family housing properties through creative financing alone. That’s not to mention the multi-family housing deals we’re doing!

And I'm not the only one – more and more SubTo community members are understanding the potential of this approach and are seeing great success with it. They’re even investing in each other’s deals!

None of your own money for a down payment

One of the biggest barriers to homeownership or real estate investing is coming up with a down payment. People think you have to have money to make money in REI.

That’s not true.

With creative financing, it's possible to purchase a property with none of your own money down. This can be especially appealing for first-time buyers or people who don’t have a lot of savings.

Is that you?

If you're still relying on loans from banks to secure housing, you're seriously missing out on the benefits of creative financing.

Especially as we head into higher interest rates, prolonged inflation, higher debt and less money in your pocket, the best way to build wealth and sustain a healthy financial future is by learning the future of REI in SubTo.


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