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SUBTO BLOG
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Pace Morby
Sep 8, 2023
How real estate agents can get ahead by using creative financing
Some real estate agents are stuck. To change your way of thinking and to bring you more clients, you need to understand their challenges.
Pace Morby
Jul 12, 2023
How To Start Investing in Real Estate: 4 Ways To Easily Make A Profit
You can use real estate to fill your bank account and build generational wealth without any cash or credit and you can do it now.
Pace Morby
Feb 17, 2023
How creative financing can help you save money in a recession
Creative financing can help you do both and save money right now, during a recession, or during a time of inflation.
Pace Morby
Feb 3, 2023
What does Pace Morby do and how long does it take to get a return on creative financing?
I want people to break free from the traditional financing system and start building their wealth now, so they can provide for their family.
Pace Morby
Jan 27, 2023
Do economists know if we're in a recession?
It doesn't matter if we're official in a recession. It's still affecting people's lives. However, there's opportunity for financial safety.
Pace Morby
Jan 20, 2023
How Pace Morby grows his net worth while others lose money in a recession
My ultimate goal is to help others. By using creative financing techniques, I can do that AND grow my net worth during a recession.
Pace Morby
Dec 30, 2022
2022 was my best year for REI. Here's the proof that 2023 is going to be your best year
Higher interest rates, inflation, higher debt and less money in your pocket, the best way to build wealth is by learning creative financing.
Pace Morby
Dec 23, 2022
The biggest objections you'll hear to owner financing and how to overcome them
So, you're thinking about selling your house, and you've come across the option of owner financing. It might sound like a good deal...
Pace Morby
Dec 7, 2022
Getting ahead of the real estate market before the worst crash since 2008
Subject to is a game changer at keeping you financially stable in any market, but especially the crash that's coming.
Pace Morby
Dec 2, 2022
Who's real estate investing for and the why behind doing it now
If you’re not investing in real estate yet, you’re not paying attention. Real estate is one of the few assets that has only held value.
Pace Morby
Nov 30, 2022
This is how to save your credit when you're in pre-foreclosure
Banks want you to know that foreclosures are your fault. But that's why I created SubTo, so you could stay ahead of the banks and save you.
Pace Morby
Nov 23, 2022
What's A Better Way to Sell My Home Than a 2-1 Buydown
A 2-1 buydown means that the seller of a home helps pay the interest rate on a new mortgage. This doesn’t actually help people afford homes.
Pace Morby
Nov 18, 2022
This is what you do when your bank doesn't approve your for more money
The number one problem I see right now with banks that people are running into is banks aren’t approving people for what they need.
Pace Morby
Nov 9, 2022
How to Qualify for the Home You Want As an Entrepreneur
If you’re self-employed and trying to buy a house, creative financing gets you the house without a mortgage or bank's approval.
Pace Morby
Oct 28, 2022
What's the Benefit of Selling My Home Through Owner Financing
You would think I was kidding if you knew how much I want to buy your home for. Every deal I do in real estate is creative financing.
Pace Morby
Oct 26, 2022
What's An Actual Good Market to Invest in During a Bad Financial Market
Stop worrying about a recession. Start investing in real estate without any money up front, cash down, credentials or credit.
Pace Morby
Oct 21, 2022
The Power of a Community Drives the Successes of the Individual
If you’re thinking about getting involved in real estate investing, you need to ask yourself if the community helps each other out.
Pace Morby
Oct 14, 2022
Your Friends Are Your Greatest Competition and Your Best Allies In Real Estate
When my team started SubTo, there were two things I knew I wanted to do differently. We created an environment that valued collaboration.
Pace Morby
Oct 12, 2022
What Seems Like A Set Back to You, Is An Opportunity to Me
In SubTo, we're motivated by collaboration NOT competition.
Pace Morby
Oct 5, 2022
How You Can Benefit From Lending Without Any Cash in Hand
banks have consumers in such a chokehold that this type of behavior is not only considered normal, but safe. There's a better way....
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